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Purple flowers

Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
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Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Society of American ForestersAmericanHortMaster Nursery
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Review coverages

Learn more about our insurance solutions designed to help protect your business.

Browse all coverages
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Get an insurance quote

Ready for the next step? Talk with our knowledgeable representatives.

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Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

Why choose Hortica
Meeting at Timbuk Farms for insurance claim
You have people that understand our business. You’re not talking to an adjustor that’s never done a claim before. You’re talking to someone that’s done it for 20, 30 years and knows our industry."
Jim, ownerTimbuk Farms
See the full testimonial
1887
Since 1887, we’ve helped protect the horticultural industry.
We understand how your business is different.
$10.4B
The total insured value** of all property we help protect across the United States.
We're ready to help care for your unique business.
**December 2022
A+ rating
Backed by AM Best A+ (superior) Sentry Insurance*.
We have the financial stability to give you peace of mind.
Two Hortica employees looking at flowers in a greenhouse
Business tips

We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 135 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

Contact us
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Our business is based in the U.S., right in your neighborhood

We help protect 50 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives helps guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

Learn more about Hortica

Learning center

People watering a houseplant
Business tips1/4/2024

Increase profits with the mental health benefits of plants and flowers

Highlight the mental health benefits of plants and flowers to boost sales and improve customer well-being. Our insights can help you increase profits and address growing mental wellness concerns.
Link to article
Industrial shelves of plants packed in a delivery truck
Loss control12/20/2023

Tips on creating a safe and efficient delivery service

Enhance your delivery service standards with insights tailored for your horticultural business. Foster the well-being of your drivers, vehicles, and products through carefully planned safety initiatives.
Link to article
2024 Industry Trends
Business tips12/19/2023

Horticultural innovation—Trends shaping the industry in 2024

Hortica’s Traci Dooley explores top trends in the horticultural industry including supply chain, climate, wellness, and tech innovations—and shares how they could impact your business.
Link to article
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