SMALL PHONE
PHONE
TABLET
DESKTOP
LARGE DESKTOP
XL DESKTOP

Find insurance coverage with your business in mind

Select a business to learn how Hortica helps protect it

Flowers on a shelf

Garden centers

We have coverages to help protect your business property—and your business. Property and liability coverage are just the start.

Learn more about garden center insurance
Rows of plants in a greenhouse

Greenhouse growers

We can help protect your horticultural structures, crops, and machinery.

Learn more about greenhouse insurance
Pallet of sod

Nurseries or sod farms

Crops, coolers, equipment. Damage to any of these items can be disastrous to your business. We have ways to help protect your livelihood.

Learn more about nursery or sod farm insurance
Rows of flowers

Retail/wholesale/event florists

You have to keep track of everything at your shop—inventory, equipment, customers, employees. Let us help with insurance coverage.

Learn more about florist insurance
Landscaping of rocks and bushes

Landscaping business or interior plantscapers

Your business is different. You face personal and property damage risks. We have the specialized coverages that’ll help protect you and your lawn care or plantscaping business.

More on landscaper/plantscaper insurance
Phone

Own another horticultural business?

Your line of work not listed here? Tell us about your unique business. Together, we'll find the coverages you're looking for.

Let's connect
Two Hortica employees looking at flowers in a greenhouse
We were very fortunate to have good coverage, good agents, and a good company behind us."
Jim, ownerTimbuk Farms
See Jim's story

Advocating for the floral and horticultural industry

We don’t just provide insurance coverage. We also offer you our knowledge and experience from across the industry. We specialize in serving horticultural businesses and building partnerships.

Customer being helped by a greenhouse employee

Giving back

We’re proud to support research, scholarships, and industry innovations, while partnering with a number of national and state associations.

Watch Video
HOMS - Business Types - Loss Control

Loss control

We have a variety of loss control and safety resource materials tailored to help you have a safer and more successful business.

Explore resources
Closeup of someone hands typing on a keyboard

Products

Learn about our insurance solutions

We offer a variety of insurance products and services that’ll help protect your income, your business, your employees, and your future.

Explore insurance coverages
Two green quote boxes with leaves

Need horticultural business insurance now?

Talk with our knowledgeable representatives and they’ll help you find the right coverage options for your business.

Request a quote

Learning center

Horticultural employee talking on the phone why using a laptop computer
Loss control4/25/2024

Help protect your business from cyberattacks

Horticultural and floral industries are at risk from cyberattacks. From employee training to cyber insurance coverage, here are steps you can take to help mitigate the risk.
Link to article
Three horticultural workers analyzing a document outside of a greenhouse
Business tips4/22/2024

Adjust your insurance as your horticultural business changes

Your horticultural business is ever-changing. Does your insurance policy reflect these changes? Here are some factors that could necessitate policy updates to help ensure you’re properly covered.
Link to article
Someone sweeping
Business tips4/3/2024

Prep for the busy season: Spring cleaning tips for your horticultural business

Spring is a great time to get ready for the busy season by cleaning up your property, inspecting your equipment, and reviewing your safety procedures. Here are some tips to help you.
Link to article
See all
Two green quote boxes with leaves

During tough times, we can help

Let us be there for you, too

  • Quality insurance coverage

  • Quick claims resolution

  • Personal service

Contact us
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Society of American ForestersAmericanHortMaster Nursery