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About Hortica

Insurance coverage with your business in mind

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Who we are

We offer insurance solutions for horticultural industry businesses

We'll help protect you, your business, and your employees

Since 1887, we've helped protect horticultural businesses like yours across the United States. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals.

As a brand of the Sentry Insurance Group, one of the largest and most financially secure mutual insurance companies in the nation, we provide our policyholders assurance that we’ll be there for them now and in the future.

Recent news

Stay up to date and see what’s new at Hortica

Pesche Kurt Penn representative talking with a Hortica representative in a greenhouse with flowers
Industry insights11/1/2024

A safety consultant’s guide to greenhouse risks: Inside Grower

Zach Bruces shares first-hand safety inspection tips from his years as a safety consultant.
Link to article
Timbuk Farms and Hortica representatives walking through a greenhouse
Industry insights10/12/2024

How to evaluate your greenhouse insurance for 2025: Greenhouse Grower

As renewal season approaches, Traci Dooley shares how changes to your business could impact your coverage needs.
Link to article
Mellano Farms and Hortica representatives walking through an outdoor planting area
Industry insights9/22/2024

Building local partnerships to prepare for severe weather: Greenhouse Grower

As growers confront severe weather risks, Zach Bruce shares how local partnerships can help with emergency response planning.
Link to article
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Work with us

Serve horticultural customers? Work with Hortica

Interested in becoming appointed?

We distribute our products through direct agents and select independent agents and brokers. We’re eager to find and support agents with experience and deep knowledge of horticultural industries. If you work with greenhouses, retail florists, sod growers, and other segments of the horticultural industry, we should talk.

Learn more

Our horticultural industry affiliations

We dedicate the majority of our resources to the horticultural industry, supporting research, governmental relations, scholarships, and innovative solutions to industry concerns. We’re proud to be affiliated with many national and state associations, including:

  • AmericanHort

  • Association of Professional Landscape Designers (APLD)

  • Master Nursery Garden Centers (MNGC)

  • National Association of Landscape Professionals (NALP)

  • Society of American Florists (SAF)

  • Wholesale Florist & Florist Supplier Association (WF&FSA)

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Career opportunities

Grow your future with us

We’re looking for people with the potential to excel. You’ll find a professional culture here that fosters respect, honesty, collaboration, and accountability. We strive to provide a work/life balance filled with opportunity. Interested? Check out our career options.

Explore our careers

Learning center

two people working in greenhouse pointing at plants
Business tips12/19/2024

5 trends shaping the horticulture industry in 2025

We’ve identified five key trends that will impact your business in 2025, including rising auto costs, cybersecurity risks, and climate change—with tips to help you adapt.
Link to article
two women working in floral shop
Employees12/18/2024

How to train your staff to make safety a top priority

Addressing daily hazards through regular training empowers your employees to work confidently and helps reduce accidents. A culture that values safety helps ensure your team and your horticultural business thrive.
Link to article
woman taking care of plants
Employees12/5/2024

Most common injuries for garden center workers—and how to avoid them

Explore crucial safety strategies for garden center workers, including methods to prevent falls and best practices for handling tools and chemicals.
Link to article
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