Loss control10/2/2026
Fall driving safety tips for horticulture businesses
Wet leaves, frost, shorter days, and more wildlife make fall roads unpredictable. Prepare your drivers and commercial vehicles with these fall safety tips.
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Find insurance coverage with your business in mind
Select a business to learn how Hortica helps protect it
Garden centers
We have coverages to help protect your business property—and your business. Property and liability coverage are just the start.
Greenhouse growers
We can help protect your horticultural structures, crops, and machinery.
Nurseries or sod farms
Crops, coolers, equipment. Damage to any of these items can be disastrous to your business. We have ways to help protect your livelihood.
Retail/wholesale/event florists
You have to keep track of everything at your shop—inventory, equipment, customers, employees. Let us help with insurance coverage.
Landscaping business or interior plantscapers
Your business is different. You face personal and property damage risks. We have the specialized coverages that’ll help protect you and your lawn care or plantscaping business.
Own another horticultural business?
Your line of work not listed here? Tell us about your unique business. Together, we'll find the coverages you're looking for.
We were very fortunate to have good coverage, good agents, and a good company behind us."
Jim, ownerTimbuk Farms
See Jim's storyAdvocating for the floral and horticultural industry
We don’t just provide insurance coverage. We also offer you our knowledge and experience from across the industry. We specialize in serving horticultural businesses and building partnerships.
Giving back
We’re proud to support research, scholarships, and industry innovations, while partnering with a number of national and state associations.
Loss control
We have a variety of loss control and safety resource materials tailored to help you have a safer and more successful business.
Products
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We offer a variety of insurance products and services that’ll help protect your income, your business, your employees, and your future.
Need horticultural business insurance now?
Talk with our knowledgeable representatives and they’ll help you find the right coverage options for your business.
Loss control9/24/2026
Delivery driver accident claims: What to do after a crash
Delivery vehicle accidents happen despite best-laid plans. Learn key steps drivers and business owners can perform immediately after a crash, how the claims process may work, and strategic ways to help reduce future risks.
Business tips9/8/2026
Greenhouse technology: Innovations for the present and future
Greenhouse tech advancements keep coming. See how the latest tools like robotics, automation, and AI-powered monitoring can help your operation increase productivity and stay ahead of rising labor and operating costs.
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