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Find the right horticultural insurance for your business

We’ll be there when insurance coverage is needed most
Start the journey
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Wholesale Florist & Florist Supplier AssociationAmericanHortSociety of American ForestersNational Association of Landscape ProfessionalsMaster NurseryAPLD
Society of American ForestersAmericanHortMaster Nursery

We're here for you

“Our companies have been insured by Hortica for well over 100 years. It has always been an outstanding experience and an outstanding relationship.”

Lee, customer
Richmond, Indiana

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Insuring your business

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Review coverages

Learn more about our insurance solutions designed to help protect your business.

Browse all coverages
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Get an insurance quote

Ready for the next step? Talk with our knowledgeable representatives.

Request a quote

Insurance solutions for horticultural businesses

We offer quality coverages and personal service

Our goal is to provide you the proper business insurance coverage and risk management you’re looking for. We’ll also work with you to reduce losses, operate a safe business, and provide prompt claim settlements.

Why choose Hortica
Timbuk Farms employees talking with a Hortica insurance representative
You have people that understand our business. You’re not talking to an adjustor that’s never done a claim before. You’re talking to someone that’s done it for 20, 30 years and knows our industry."
Jim, ownerTimbuk Farms
See the full testimonial
1887
Since 1887, we’ve helped protect the horticultural industry.
We understand how your business is different.
$10.4B
The total insured value** of all property we help protect across the United States.
We're ready to help care for your unique business.
**December 2022
A+ rating
Backed by AM Best A+ (superior) Sentry Insurance*.
We have the financial stability to give you peace of mind.
Two Hortica employees looking at flowers in a greenhouse

We provide personalized agent service to our customers

You’ll experience fast, hands-on support

With more than 135 years of experience in the horticultural industry, our knowledgeable staff of adjusters and network of claims professionals creates a unique partnership between us and our customers, leading to exceptional service with affordable premiums.

Contact us
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Our business is based in the U.S., right in your neighborhood

We help protect 50 of the top 100 growers throughout the country

Headquartered in Edwardsville, Illinois, our nationwide network of representatives helps guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and lawn care professionals. We also actively collaborate with and support various national and state industry associations.

Learn more about Hortica

Learning center

two people working in greenhouse pointing at plants
Business tips12/19/2024

5 trends shaping the horticulture industry in 2025

We’ve identified five key trends that will impact your business in 2025, including rising auto costs, cybersecurity risks, and climate change—with tips to help you adapt.
Link to article
two women working in floral shop
Employees12/18/2024

How to train your staff to make safety a top priority

Addressing daily hazards through regular training empowers your employees to work confidently and helps reduce accidents. A culture that values safety helps ensure your team and your horticultural business thrive.
Link to article
woman taking care of plants
Employees12/5/2024

Most common injuries for garden center workers—and how to avoid them

Explore crucial safety strategies for garden center workers, including methods to prevent falls and best practices for handling tools and chemicals.
Link to article
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